Santiago Market
Chile's FinTech Law (Law 21.521, 2023) is the first formal FinTech regulation in Latin America — establishing Open Finance Chile (Comisión Fintech), mandatory API standards for bank data sharing, and licensing framework for payment initiators, data aggregators, and robo-advisors. The law has compressed Santiago's banking API integration timelines: Chile's four largest banks (Banco de Chile, BancoEstado, BCI, Itaú Chile) must share customer data via standardised APIs, making Santiago the first LATAM city where open banking web applications are regulatory-mandated rather than market-optional.
When evaluating agencies in Santiago, ask to see PageSpeed Insights reports on live projects - not screenshots of Lighthouse scores taken in dev mode. Confirm they handle GDPR consent in the codebase directly, not via a third-party plugin. Ask who keeps the domain registrar login and code repository access after the project closes.
Tkist has delivered projects for clients in Santiago across fintech, professional services, healthcare, and e-commerce. Every site ships with a verified 95+ PageSpeed score on mobile and desktop, WCAG-accessible markup, and full asset ownership transferred to the client on the day of launch.